What we are reading, watching and thinking about.
Analysis, opinion and research from the Eris Intelligence team on the issues shaping Fintech.
Payments leaders want real-time data. Most say they don’t have it.
More than 9 in 10 payments leaders determine real-time data access business critical, and yet, 1 in 3 simultaneously name it their biggest challenge. New research from Silverflow,…
Eris Partners with Financial Crime 360
Fraudsters are getting smarter. Deepfakes are fooling identity checks. AI is supercharging social engineering at a scale never seen before. In the payments industry, the question is no…
If Agentic AI is an Aston Martin, What Does That Make Banks?
Every vendor claims a different fix for the agentic transition, messaging formats, payments plumbing, data quality, but they all converge on the same diagnosis: UK banks aren't built…
You can't have it all — tension comes as the Bank of England changes regulations to make stablecoins "safe and mainstream"
The Bank of England has released a follow-up draft Code of Practice for systemic sterling stablecoins. The change comes after widespread industry pushback, including an 84,000-signature consumer petition…
A New Payments Scheme Launches in UK — For The First Time, A2A Transactions Get the Security Backing Needed for Success
UK banks and fintechs have launched UKPI (UK Payments Initiative); the first new payments scheme in Britain since Faster Payments in 2008. This is a significant step, as…
Agentic Winners Will Be Determined by Trust Not Tech: A Case Study on Our Work with Ecommpay
New white paper from Ecommpay brings merchant and consumer opinion on agentic commerce together for the first time. Read on for the results – and for more about…
Speedboats vs Cruise Ships: Can European Banks Break Free from US Tech?
Overnight, geopolitics has gone from a footnote to a board-level priority. New research from SaaScada reveals that 83% of UK banking innovation leaders say recent geopolitical shocks have…
We’ve Launched a New Website
At Eris, we have been a little busy behind the scenes. After rounds of tweaking and testing, we are excited to share the result. Our website has had…
Agent vs. Agent: The Missing Layer in Agentic Commerce
Agentic commerce promises frictionless consumption — AI systems that search, decide, and transact on our behalf. However, the removal of human action at the moment of purchase erodes…
From White Paper to Integrated Campaigns: Our Work with Ecommpay
Ecommpay is a payment ecosystem for e-commerce with full-stack payment solutions for high-growth, enterprise, and mid-sized businesses. Ecommpay initially retained Eris Intelligence to develop a single white paper.…
An Invitation to the Epicentre of Fintech Disruption: Money20/20.
Money20/20 Europe is not just another industry event — it is where the entire fintech ecosystem converges to make things happen. Bringing together the most influential voices across…
Payments Leaders Outline Key Challenges Facing Merchants This Year – and Look Ahead to 2027
The most recent MPE Berlin was, as ever, an intense and productive affair. Over three days in March, more than 1,600 participants, including over 400 merchants, gathered in…
MPE: Editorial for Europe’s Top Payments Event
Sharing insights into our partnership with MPE. Merchant Payments Ecosystem (MPE) is Europe’s top event for merchants and payments professionals, attracting a global audience of more than 1,600…
KoreFusion – support for fast-growing strategic consultancy
How our partnership with KoreFusion turned original research into a global content programme. KoreFusion develops payments strategies for global clients across industries. A founding client for Eris Intelligence,…
Finance teams say every employee spends six hours a week on accounts admin: is automation always the answer?
The latest research from Corpay, a global S&P corporate payments company, reveals the pressure UK businesses feel to automate. While Corpay’s research framesBut with inefficiency framed as the…
Failed payments cost SMEs £159,500 a year — is this AI’s moment?
New data from Access PaySuite highlights that payments failure remains a persistent source of lost revenue for SMEs. Until businesses are able to process transaction data with accuracy…
As Zilch acquires Fjord Bank and $172m in new funding, will “conscious shopping” continue to erode?
UK fintech Zilch’s recent expansion hints at where payments are headed. Its platform now combines payments, credit, and data-driven commerce into a single layer. The company claims it…
Mambu partners with Nyla: the start of African neo-banking?
Mambu has announced a partnership with Nyla, a Ghana-founded fintech with ambitions to launch Africa’s first digital Islamic neobank later this year. On the surface, this move appears…
Silverflow leads the way with transformational reboot of payments infrastructure, following $40 million investment, in which data is the most valuable player.
The recent $40 million Series B raised by Silverflow, while indicating the company’s growth and future potential, also points to a quieter but more structural shift underway in…
Women Shaping the Future of Payments: Perspectives from Silverflow
Kardelen Hatun, VP of Engineering, and Sharon Ehigiene, Strategic Programs Lead at Silverflow reflect on the importance of International Women’s Day. Ahead of International Women’s Day, conversations across…
Stablecoins as a parallel currency in North Africa and South America: lifeline or time bomb?
It is no surprise that stablecoins have seen high adoption rates in countries facing economic instability or with weak local currencies. But in countries where USD-linked instruments create…
Eris Intelligence launches webinar and podcast services
Eris Intelligence is expanding its content capabilities with the introduction of fully-managed webinar and podcast services. This format will enable our clients to deliver long-form, high-value content to targeted…
Mark the Date: Eris Intelligence Partners with PAY360 2026
We are delighted to announce our partnership with PAY360 2026 and invite the followers of Eris to register today for largest event dedicated to the global payments ecosystem.…
MPE 2026 - Europe’s home for merchant payments
For nearly two decades, MPE has grown into Europe's #1 Conference for the merchant payments ecosystem, uniting merchants, acquirers, innovators, Fintech's, and regulators to tackle what drives the…
Good News for the MPE Community: Awards Deadline Extended
Following multiple requests from the community, the MPE Awards 2026 submission deadline has been extended. New deadline: February 13 (EoB) If you’re still refining your entry or deciding…
Eris — the goddess of disruption. Yes, the one who kicked off the Trojan War.
Founded in mid-2024, Eris Intelligence takes its name from the goddess who loved to stir things up. Famously, Eris threw a golden apple inscribed “to the fairest” into a room…
AI is reshaping payment systems — but without ‘handmade’ finance, trust is a pipe dream
AI is becoming foundational to modern payment infrastructure, enabling massive computational problems to be solved in a fraction of the time previously required. Speed and scale are now…
Merchant payments in 2026: insights from MPE industry experts
On behalf of the Merchant Payments Ecosystem, James Wood, Founder of Eris Intelligence, shares merchant payments insights for 2026. Danish Nobel laureate Nils Bohr famously noted that ‘predictions…
An Interview with Chris Mason on Where Stablecoins Really Work
As stablecoins move beyond crypto trading into mainstream payments, their role in cross-border commerce, remittances, and decentralised finance is coming into sharper focus. Whilst it is clear that…
Eris Interviews Masha Cilliers on Why B2B Marketplaces Are Soaring
The volume of Business to Business (B2B) payments globally is four times higher than consumer payments. Until recently, B2B attracted little attention from investors and the media –…